The short version
Can't Get Cover is free to use. We earn money when you buy a policy through one of our regulated insurance partners. They pay us a small commission for introducing you to them.
This never affects the price you pay. The commission comes out of the insurer's or broker's marketing budget — it's not added to your premium.
And critically: it never affects which partner we recommend. Our matching tool is based on which insurer panel is most likely to quote your real situation fairly — not which one pays us the most.
Our partners (and what they pay us)
GoShorty — Temporary car insurance
For short-term cover (1 hour to 28 days), we introduce customers to GoShorty, an FCA-authorised UK provider rated Excellent on Trustpilot.
- Our role: Introducer. We don't quote, advise, or handle your money.
- How they pay us: A fixed fee for each customer who takes out a policy through our unique referrer link.
- Typical fee per converted policy: £3–£10, depending on the policy duration and value.
- Customer's price impact: Zero. You pay the same price you'd pay going directly to GoShorty.
GoShorty is authorised and regulated by the Financial Conduct Authority (FRN: 803587). You can verify them on the FCA Register.
Quotezone (Seopa Ltd) — Annual car insurance comparison (coming soon)
For annual cover, we are in the process of becoming an Introducer Appointed Representative of Seopa Ltd (trading as Quotezone), an FCA-authorised comparison engine that panels 130+ UK insurers.
- Our role (once activated): Introducer Appointed Representative of Seopa Ltd. We can introduce customers but not advise or arrange policies in our own right.
- How they will pay us: A share of the commission Seopa earns when a customer buys a policy through our branded subdomain.
- Typical fee per converted policy: £10–£35.
- Customer's price impact: Zero. Quotes will be identical to going to Quotezone directly.
This service is not yet live on our site. We will update this page and the relevant FCA disclosures the moment it goes live.
What we will never do
- Sell your data. Your details are only shared with partners you actively choose to get a quote from. We never sell or pass your data to anyone else.
- Add a markup. The price you see at our partners is the price you'd see going to them directly. Our commission is paid by them, not by you.
- Recommend a partner because they pay us more. Our matching tool routes you to the panel most likely to quote your real situation — based on underwriting fit, not commission rate.
- Hide what we earn. Every commission arrangement we have is listed on this page.
- Suggest you misrepresent yourself to lower a premium. Insurance fraud voids policies, creates criminal records, and ruins lives. We won't do it — even if you ask.
How our matching tool works
The six-question tool on our homepage and category pages doesn't compare prices or quote individual policies. It maps your situation to the type of insurer panel most likely to quote you fairly:
- Young driver? Telematics specialists and the under-25 mainstream panel.
- Convicted driver? Specialist underwriters and convicted-driver brokers.
- Cancelled policy? Underwriters who actively cover CUE-flagged risks.
- Non-UK licence? Insurers who accept overseas driving history.
- Modified car? Modified-car and import specialists.
- Renewal shock? Mainstream insurers your current provider doesn't compete with.
When you click "Get my quotes" you'll be routed to our regulated quote partner who panels insurers in all these categories. You'll see actual prices from actual insurers. We earn our commission only if you choose to buy.
Why we built it this way
Most UK insurance comparison sites are owned by big advertising operations. Some have commercial relationships you'd be surprised to learn about. The FCA introduced new "Consumer Duty" rules in 2023 partly because too many sites were hiding commercial influence behind helpful-looking interfaces.
We chose the opposite path. We tell you exactly what we earn, exactly which partners we work with, and exactly how the matching works. Then we let you decide. That's the model.
Got a question about how this works?
Email us at hello@cantgetcover.co.uk. We answer every email personally within 48 hours.
Last updated: May 2026. We will update this page within 14 days of any material change to a commercial arrangement.